Available Lending Programs from the IBDG Network

Even though banks are keeping a tight grip on their money, you can still get a loan.

Whether you need funds for your business, to purchase a new home, boat or car, or to pay for college, IBDG premier lending programs are designed to help you get the money you need right now.

Below are the details on our available programs. Please contact us to discuss what works best for you.

NO CREDIT CHECK, NO UPFRONT FEES, NON-RECOURSE STOCK SECURED LOAN Home - Boat - Car - College - Cash A very unique program that can be used by developers, condo hotel buyers, fractional buyers or anybody else who has a need for money today. Term 2-7 Years Criteria Borrower must own a stock portfolio that they can pledge as collateral. Borrowers can use the money for anything, with the exception of reinvesting the loan proceeds into a marginal account. Loan Sze $50,000 to $200 Million Loan to Value 85% Interest Rates Start at 4.99% Interest Only Origination Fee 5% Closing Terms Closings within 5-10 Days NO CREDIT CHECK, NO UPFRONT FEES, NON-RECOURSE At the end of the term, the borrower will have a balloon payment of the loan balance. They may pay it off at that time, or alternatively, they may take any of the following three actions: 1. Refinance the loan. 2. Sell the shares that they have pledged to repay the loan. 3. Walk away from the shares they have pledged, even if the value of them at that time is less than the amount     that they borrowed, and with no negative credit bureau reports (non-recourse).

 

DOMESTIC & INTERNATIONAL SHORT TERM ASSET BASED FINANCE Ideal for clients wanting to take advantage of immediate action as well as clients facing financial crises. Term 1-3 Years Property Types All Commercial Properties considered, Land. Loan Sze $1 Million to $50 Million Loan to Value Up to 65%. 100% on construction budget. Interest Rates Between 12% and 18%. Amortization Interest Only with no prepayment penalty. Proceeds at closing from loan. Origination Fee Between 7% and 15% Closing Terms Closings within 15 Days LOANS FOR TIME CRITICAL AND DIFFICULT FINANCING NEEDS:   - ALL POINTS PAID AT CLOSING   - FLEXIBLE LOAN STRUCTURES   - LOAN COMMITMENTS WITHIN 72 HOURS

 

FOREIGN NATIONALS SECOND HOME or INVESTMENT PRECONSTRUCTION or CONDOTEL All properties will be second homes or investment. Term 20 yr amortization Fixed for 3 years Criteria Excellent Credit. Full Doc and / or Lite Doc. Need verification of assets, income verified via employer, CPA letter and or tax return, reserves, and credit. Foreign Nationals allowed. No credit score for Foreign Nationals (If foreign credit report can not be provided, the lender may require credit reference letters.) Loan to Value 70% or 50% Interest Rates 70% LTV 8% interest 50% LTV 4.5% interest Cash In 30% Origination Fee 9.5 to 9.9% ALL PROJECTS MUST BE PRE APPROVED BUILDERS MUST PROVIDE:   - Executive summary   - Condo Docs   - Condo Questionaire  (**Download from our 'Get Funded' page - see below)   - CO Certificate Of Occupancy (if exists)   - Website Address

HOW CAN YOU TAKE PART IN THESE FINANCING PROGRAMS?

1 Click here to Register

2 Sign In (Don't forget to Activate your Account by clicking the link emailed to you by the IBDG system!)

3 Select **'Get Funded' from the MyIBDG page (at right)

Contact us today and take advantage of the lending opportunities available through IBDG!

Charles Rondeau
Phone:  (352) 465-0728
Fax:       (352) 465-2341
Email:    Charles@IBDGsolutions.com